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GOOG - GoogleWhat is the buzz about Google on Twitter?What Blogs are saying about GOOGIs It Time for Me to Pull My Money Out of Citi?
I have a high yield savings account at Citi. I also have a Upromise credit card with Citi. But I’m starting to wonder if it’s time to pull back on the old business for Citi. The company is kind of ticking me off a bit. First of all, the company is slashing jobs in an [...] Phishing Scams in Plain English
Internet con artists are clever. Even smart people can be duped sometimes. Even those who keep active watch against scams and schemes can make mistakes.
As I checked e-mail this morning, I was baffled by a notice from Paypal. “Your eCheck payment of $29.90 USD to jdroth@xxxx.com has been deposited into your recipient’s account,” the message [...] Three Tax Tips from TurboTax
Just received the following via email today. Given the current state of the economy it is even more important for taxpayers to do everything they can to slash their tax bill. Bob Meighan, CPA and vice president at TurboTax says... Are You Using (or Will You Use) Dollar Coins?
Remember when I asked about the "money making method" of buying US dollar coins with a credit card and making money on the cash back rebate? Well, this question is related. Smart Spending asked if Americans will learn to love... US Automaker Bailout Debates Heat Up, GM CEO Gets Raise
 Discussions continue to flare tensions in Washington over what will happen to the US automakers. GM CEO Rick Wagoner received a 33% pay raise for 2008 yet still pleads for government help.
Will a $25 Billion energy loan turn into bailout money or will the TARP fund dedicated to banks yield an extra $25 Billion in [...] Dynamic Funds - Latest Buys & Sells
Video Clip: Chad Interviewed on Business News Network
Tip?d: A Financial Focus on Social Bookmarking
A few weeks ago, I heard about a new social bookmarking service that was starting up. I’m not usually into following “social-whatever” trends, but this one caught my eye. The service was curiously named Tip’d and it offered Digg-style voting for finance-related topics. I signed up and immediately fell in love with [...] Building Real Relationships are Still the Way to Do Business with Banks
I’ve contemplated about switching my checking account to the online high yield checking account (ING’s electric orange or ETrade’s online account come to mind) before. I will be honest, I wanted to switch not because I liked the other two companies better but mainly due to a high(er) yield when compared to my current [...] Make money by searching online - Get free gift cards for searching the internet
iPhone: Google Mobile Voice Search
TCF Bank $50 Checking Account Bonus
Apply online for a new FREE TCF Checking account. Once it is opened and funded, TCF will mail you a $50 Grocery Gift Card. Visit a TCF Bank location to open your new FREE TCF Checking account and they will hand you a $50 Grocery Gift Card on the spot. Offer is available to [...] News and Blogs: Tuesday, November 18, 2008
I’ve added more $25 bonus codes for new ING Direct customers last night. If you have at least $250 to deposit into a high-yield savings account, use one of these codes to receive a small boost.
You’d Better Watch Out: Gift Cards Can Be Lumps of Coal. If you are considering getting someone a gift card [...] Lawson Software Cutting 200 Jobs
Akamai Slides; Wedbush Cuts Ests Ahead Of Analysts Mtg
Dell: More Estimate Cuts Ahead Of Earnings Thursday
Taleo: KeyBanc Sees Risk From Rev Restatement Issue; Cuts Rating to Hold; Stock Swoons
Hutchinson Technology Drives Into The Ground
Digital River: Growth Dries Up; Stanford Grp Says ?Sell?
Yahoo Holders Celebrate Yang?s Ouster
I (heart heart heart) Amex
Finding the Frugality Habit: 5 Ways to Beat Internal Pressures
In my recent article, I discussed the frugality habit. I often find myself spending much more than I intend to, so I began asking myself why. One of the major reasons is the internal pressure ? temptation, desire, and lack of discipline ? that causes us to pull out our wallets and buy something we [...] Matt Furey: 101 Ways To Magnetize Money
Publishers send me books all the time. When I decide to read a book, I earn my Lazy Man moniker by choosing the thinnest book in my pile. Today that book is Matt Furey’s 101 Ways To Magnetize Money a book that you may be able to through in about 60-90 minutes.
The first [...] Fundamental Analysts Belated Downgrades
One of the strange aspects of running a quant shop is watching some of the fundie guys downgrade previously beloved names long after they have been spanked. Let’s cherry pick a few charts and work our way through them.
We’ve noticed this with GM, AIG, and many others recently. Today’s silly downgrade is US Steel.
I don’t [...] Tip?d.com Formally Launches With New Features.
Today marks the formal launch of Tip’d, the social bookmarking site for financial news and stories. You might remember that I wrote about them back in October for their beta launch, but they have finally come out of beta with a slew of new features that will make it easier to use:
A topple button [...] Overheard at the Gym
Things It?s Cheaper to Do Yourself
I’m driving down to my mother’s house this morning to work on her roof. Over the years, the shingles have been overrun with moss, so my cousin and I are going to spend a couple of hours scraping the stuff off.
We could hire somebody to clean the roof for us, but this seems like [...] Discover Business Card $100 Signup Bonus
On the heels of last week’s revelation that Discover had brought back the $50 signup bonus on the Discover More card, I have even more good news… The $100 signup bonus on the Discover Business card is alive and kicking. Here’s the scoop:
Simply apply for the card and spend a total of $1000 within the [...] Give the gift of financial freedom - Dave Ramsey products $10 each plus shipping
Wednesday roundup
A few notes from Kernan at TRADEthemove.com
Excess Power - the next boom, after five years?
I Love Free
0% Financing - One Gone, One New
We paid off the 0% Home Depot card we used for our closet last Friday as planned. That would bring us to no more 0% financing if it weren’t for the fact that our computer died and we had to get a new one. Our Freedom Fund has more than enough money for several computers [...] He?s So Dead
The internet makes our lives harder sometimes, don’t it? If you’re cheating on your wife, for instance, you’ve got to come up with not only a plausible explanation but also one that isn’t easily debunked with Google.
See, a wife suspected her husband of cheating on her. She sneaked a peek at his iPhone and found [...] Publix and Walgreens Register Rewards
I didn’t get to my Kroger trip last night, so I’m holding off posting my results for this week. Instead, I wanted to share an interesting question I received from reader Diane this morning that I didn’t know how to answer. I know that many Publix stores honor competitor’s coupons, etc, but I’ve never actually [...] FTSE/Xinhua China 25 Index Fund (FXI) Breaking Out ?
Don Coxe Basic Points November 2008
A Conversation about Oil ? November 13, 2008
A seemingly simple way to fight "superbugs"
Use copper: "Copper door handles and taps kill 95% of superbugs in hospitals". Tip #11: Never pay full retail price for clothes (or eyeglasses) again
This is tip #11 of the Save $1,000 in 30 Days Challenge.
Today’s tip is to never pay retail prices for clothes again using some sites you’ve heard of, and a bunch of sites I bet you haven’t.
How much do you spend per year on clothes? Think carefully about that question — if you buy a [...] Announcing the I Will Teach You To Be Rich forums
I’ve been quietly hosting a private I Will Teach You To Be Rich discussion forum for a few months, and I figured I might as well release it publicly. If you’re looking for help with your specific money question, or want to see what money/entrepreneurship questions others are chatting about, check out the free experts [...] NOK: Look Ahead to December 2008 Quarterly Results
Carnival of Family Life
Carnival Participation
It’s been nearly a year since my Carnival shut-out when I swore off blog carnival submissions. Well, I decided it was time to give the dog-and-pony show another try.
I’m proud to say that my post, A Son’s Epiphany and A Mother’s Lesson, was included in the latest Carnival of Family Life hosted by The [...] Citigroup Credit Card Rates Going Up: A Mystery
Every Tuesday, Smithee presents an article about his own experiences with and observations about credit cards.
Do you have a credit account with Citigroup? I probably do. I think I started one with Rooms To Go when we started paying for our very comfortable bed. They said it would be interest free for however-many months. I [...] Citibank Rate Increases: Be Sure to Opt Out
Here’s something to look forward to… In an attempt to offset losses in their global credit card division, Citi is raising interest rates for millions of customers. Interestingly, this move runs contrary to a promise that they made back in 2007 to Congress when they said they’d stop arbitrarily increase rates.
You should receive the notification [...] October E-Commerce Growth Slows To 1%
Solar Shuffle: J.P. Morgan Advises Flight To Safety; Downgrades ESLR, ASTI; Bullish On FSLR, SPWRA
Amazon: Estimates Still Too High, Says Barclays
Clearwire: RBC Cuts Rating, Target, Estimates
Baidu Bars Some Unlicensed Medical Firms From Paid Listings; Those Customers Account For 10%-15% Of Revs
Corning: LCD Demand Crumbling; Guidance Too High
Sigma Designs Sees FY Q3 Revs Down 20% Sequentially
ON Semi, Microchip Drop Bid For Atmel
HP Shares Rally; Sees FY Q4 Ahead Of Street Ests
Should I use charting software, and if so which one?
It appears that the trend in trader questions landing in my inbox these days is to ask questions in multiple parts. Another one came in over the weekend from a trader who prefaced his questions by saying
I have been trading(training) for one year now, hard work does pay off…I took a 15 hour in class forex [...] How to Create Wealth With Debt
On the surface, this seems like an oxymoron. How could you possibly use debt to create more money? It actually isn?t an oxymoron, but you?re going to need to change your perception of debt and classify into two different categories for this to make sense. There are many ways that going into debt can actually [...] Keeping Your Money Safe in Economic Turmoil
While many are reacting to the news of bank failures and bailouts badly, there are a few people that are taking the time to assess the situation and figure out what they can do to stay on top, and keep their money safe. Panic is an ugly thing, especially when it involves money. Britain has [...] Sudan: Recovering from the Atrocities of War
What originally started as a college senior’s feeble attempt to plan his future has finally become a reality: I am now in Sudan. After a 21-hour flight from Los Angeles to Uganda, three days of waiting in Uganda to get a Sudanese visa, and a one hour (scary) flight from Entebbe to Juba, I finally [...] Online Finance Magazines
Most people intentionally bypass the bay of finance magazines in the grocer or their local newsstand, believing that there is nothing in those magazines that will help them gain a better understanding of their money, the state of the economy, or anything else relating to finances for that matter. But by exploring what online finance [...] The 11 Blunders of Hank Paulson
James Pethokoukis is the money and politics blogger for U.S. News & World Report, where he writes the monthly Capital Commerce magazine column. Pethokoukis is also the assistant managing editor of the magazine’s Money & Business section. A 1989 graduate of Northwestern University where he double majored in Soviet politics and American history and a [...] October PPI: -2.8%
October PPI had the biggest decline on record on a month over month basis.
The -2.8% was far below consensus of down 1.9%; the core rose 0.4% (more than consensus 0.3%).
The year over year gain is now 5.2% — and that’s the lowest since September 2007; Core year over year gain of 4.4% is the most [...] Performance of selected international benchmarks since their highs
Michael Panzner is a twenty-five-year veteran of the global stock, bond, and currency markets and the author of three books, including Financial Armageddon and When Giants Fall: An Economic Roadmap for the End of the American Era, due out from Wiley in February 2009.
~~~
Below are charts listing the performance of selected international [...] WSJ?s CEO Council
On the way home last night, I listened to a discussion of Hank Paulson, Robert Rubin, and Larry Summers — all former or current Treasury Secretaries — moderated by the the Journal’s Alan Murray.
It was at an event hosted by the Journal, titled, CEO Council.
http://blogs.wsj.com/ceo-council/
There is a ton of good stuff worth sifting through. [...] The TARP Fund? and Empire
The TARP Fund? and Empire
The author is a Cornell grad who traded futures, FX and FX Options for a small CTA, Chase and Moore Capital, who then went to live in Singapore for 5 years as an economic consultant. He blogs at Dude, where’s the Dharma?
A few weeks back I almost felt hopeful.
The Fed [...] How Should We Help Underwater Home Owers ?
Martin Feldstein has another plan to fix housing. It is a variation of the 30/20/10 plan I proposed earlier in the year, in that it pulls a portion of the original mortgage aside from the corpus of the existing loan.
Feldstein’s solution? Replace part of the non-recourse mortgages with a new, immediately due, recourse loan:
“More than [...] Free $25 FXCM Micro Currency Trading Account
You can apparently get a free currency trading with $25 in it when you sign up for this CNBC Portfolio Challenge, with no upfront money required from you. At first I thought it was play money but they even have a requirement before you can cash out:
You must complete five (5) round-turn trades [...] Link Roundup: Quilt patterns edition
I’m really excited for my wife. She showed some of her quilt patterns to the owner of a local quilt store, and the owner has decided to give a trial run to ten of her patterns! She loves designing quilts so this is a big deal. She’s also gearing up for a craft show. A [...] Seven Tips for a Better Resume
Yahoo lists seven tips for a better resume as follows: 1. Select the best format.2. Make certain your document is error free.3. Find a balance between wordiness and lack of detail. 4. Do not use personal pronouns.5. Use numerical symbols... Tip?d Goes Public
About a month ago, I wrote about Tip’d, which is a bit like Digg, but with a financial focus. People can submit links, and Tip’d users vote on them. If an article receives enough votes, it makes it to the front page. Thus, Tip’d
As I noted previously, the big advantage of a site like [...] Free DVD Rentals
Carnival of the road to financial independence #1
Not everyone benefits when loans are modified
From the Wall Street Journal:
Investors Hit BofA Loan Modifications
Bank of America Corp.’s decision to embark on an $8.4 billion home-loan-modification program to settle charges brought by state attorneys general against Countrywide Financial Corp. was hailed as a milestone when the deal was announced this fall. But apparently nobody talked to one group that will [...] [Housing Our Amenities] Conspicuous Consumption Is Dead
we just don’t know it yet…
I think my use of the phrase “pet spas and on-site sommeliers” has made the rounds long enough and others like it have made the rounds enough over the past several years to be put to rest…please.
As housing and consumers benefited from the era of easy credit, the [...]
How Much Does A Funeral Cost?
I’m not trying to be morbid, but I’ve been thinking about this on and off after a conversation my wife and I had with my in-laws a week ago.
According to the Association of Funeral Directors, in 2004 the average cost of a funeral was $6,500. An average is just a number though, and according to [...] Simple Explanation of Blue Ocean Strategy (Review)
5 Great Sites to Help You Better Understand This Crazy Market
For real estate buyers right now it’s a crazy time. The fear of making the wrong decision can be paralyzing at times, so having access to information is critical.
I thought I’d share some of the tools I’ve been using in my own search.
What’s Happening on the Ground?
Trulia.com
Trulia generates its reports from its internal database of [...] Top 10 Ways To Save Money - Number 3 - Avoid Paying Credit Card Interest
On February 6, 2006, I made the final debt reduction payment and finished paying off all of my debt. Since then, I’ve been living debt free.
I do not make monthly payments to creditors.
I do not pay interest to credit card companies.
I am free to do what I want to do, when I want to do [...] Tipd Official Launch Today Plus New Features!
The social media site Tip’d which I wrote about a while back is having the big official launch today. I’m not sure what their last launch was but apparently this is the real deal.
I’ve been a big user of this site, mainly to help promote my new blog ABCs of Investing, but have also used [...] Festival of Stocks at The Enlightened American
This week’s Festival of Stocks is at The Enlightened American. The editor’s picks include Dividends4Life’s stock analysis of Microsoft (MSFT), MagicDiligence’s take on CTC Media (CTCM), Qovax on The Perils of One-time Charges, and my Fat Pitch Financials porfolio update.
I’ve fallen behind on my personal finance reading lately. In order to get up to speed, I’ve started [...] Measuring Dividend Stocks Investment Risk Profile
$$: A No-Spend Day
Another glorious no-spend day.
I did get ready to spend, however; I transferred $200 from my WaMu savings account into my WaMu checking account and set up an automatic stock buy through Sharebuilder. Tomorrow Sharebuilder should buy $196 dollar’s worth of GE stock (and charge me a $4.00 fee). To pay for the stock purchase, Sharebuilder [...] 12/5?12/14: Free Christmas Concert at Portland Christian Center
Portland Christian Center is putting on a massive Christmas concert featuring more than 250 singers, live orchestra, children?s choir, youth choir and more.
If you’d like to attend, go to the PCC website now to reserve your tickets. A couple of shows have already “sold out.” As of this moment, available shows are:
Friday, December 5, 7:30 [...] Holidays by Hand: Ribbons and Thread
I had originally planned to show you how to make wire people, but I’ve never managed to get an entire one finished. I had first learned about this in Felt Wee Folk: Enchanting Projects by Salley Mavor and I’ve been trying to recreate these whimsical creatures for, oh let’s see, about four years now. Do [...] 10 Significant Signs why this will be the worst Recession since World War II.
It is now official that the largest economies in the world are tipping into a synchronized recession. Japan and the Eurozone both are now in recessions. This is significant not only because these industrialized zones make up a large portion of the world’s GDP but they signify that systemically we are grouped together in the [...]
Related Posts:
?What Did I Tell You? If a Butterfly Flutters in Brazil The Subprime Market Will Collapse. Dow Down 415+ Points.
?The Trillion Dollar Question: Looking at the Exact Items That will Cause $1 Trillion in Write-down Losses.
?Reading between the Lines: Countrywide Announces $1+ billion Dollar Loss, Stock Soars
?There will be Housing: How we’ve Returned to Selective Market Ignorance.
?Housing Bubble Blog News on the Decline Year-on-Year? What is Going On? Yahoo: Finally, A Reason For Optimism
Yahoo Makes It Official: Yang To Step Down As CEO
Doubling Stocks Newsletter Reviewed
Penny stock trading is a great way for new traders to get involved in the stock market. Many penny stocks are very cheap and sell for pennies on the dollar. One problem with stock trading is that it can be extremely risky for beginner traders. michieldeboer said: For those without an $AAPL iPhone running the latest $GOOG Voice Search App: it does work as advertised. No shit. http://bit.ly/15cqm
michieldeboer said: For those without an $AAPL iPhone running the latest $GOOG Voice Search App: it does work as advertised. No shit. http://bit.ly/15cqm maoxian said: $GOOG has jumped the shark, no obvious way to contact them about problem with feedburner / delicious link splicer (appears to be dead now).
maoxian said: $GOOG has jumped the shark, no obvious way to contact them about problem with feedburner / delicious link splicer (appears to be dead now). brycebaril said: Heh ok, $GOOG ad on $WAMUQ page is for a job site... I guess that is good targeting. http://is.gd/7Wm7
brycebaril said: Heh ok, $GOOG ad on $WAMUQ page is for a job site... I guess that is good targeting. http://is.gd/7Wm7 brycebaril said: $GOOG now showing ads on Google Finance, but at least for now not so well targeted. I wonder if it bases off portfolio or news/page text?
brycebaril said: $GOOG now showing ads on Google Finance, but at least for now not so well targeted. I wonder if it bases off portfolio or news/page text? The global finanical crisis? and microfinance
Many people have been asking me what the impact of the global financial crisis is, or will be, on microfinance. So, when two papers passed my desk this morning, I thought Kiva lenders might be interested in reading them too:Click here to download the ... What Are Passive Streams of Income?
If you?re trying to make more money, chances are you?ve heard the phrase, multiple income streams. However, there are two main types of income streams that you can use, and they are quite different. The first is known as active ? and as the name implies, this is a type of income that you actually [...] Managing Your Repayment Emails
Some of you may know that Kiva maintains a two-week release cycle, so that every two weeks we release changes to the website. Sometimes these changes are more noticeable than others. In the last couple weeks, the vast majority of what we?ve been work... Has China?s Stock Market Seen the Lows?
You can see from the chart below that since China announced its $586 billion stimulus plan on Sunday, November 9th, the stock market here has been quite strong. I’m not sure if this will mark *the* bottom, but it obviously marks some kind of significant low.
Interestingly, as my newsletter readers know, the UltraShort FTSE/Xinhua [...] Paulson: We?re Not Experimenting With Bailout
Treasury Secretary Henry Paulson defended the Bush Administration’s $700-billion bailout plan, telling WSJ’s Alan Murray he doesn’t think he’s doing FDR-like experimentation with lqiuid assets. (Nov. 17) What is Wall Street management thinking?
Good Evening: When this weekend’s G-20 meeting produced little more than promises and photo ops, market participants decided to focus on the news flow surrounding the U.S. economy and Citigroup. Not liking what they saw, investors hit stocks once again, and the fortress once known as Citigroup now looks more like a sandcastle [...] Yang Out at Yahoo!
No surprise here . . .
Yahoo! Inc. Chief Executive Officer Jerry Yang will step down, following his failure to negotiate a takeover by Microsoft Corp. and broker an online advertising agreement with Google Inc.
Yahoo is searching for a new CEO, the company said today in a statement. Yang, 40, will continue to serve on the [...] Daily Links: Housekeeping Edition
No personal finance links tonight! I need to take care of some housekeeping before we move on to talk more about money management.
Television appearances
For those of you in the Portland area, I’ll be making a couple of television appearances this week. First up is a series of segments on KPTV (channel 12) from Shauna Parsons. [...] What would a depression in 2009 look like?
I found an interesting article on The Boston Globe that theorizes what a current depression might look like. I found it interesting and somewhat believable. I agree that the long lines would probably be in the hospital emergency rooms and the theory that people would move to urban centers to rent and reduce their transportation [...] CNBC Million Dollar Strategy
Some quick strategy ideas for playing (remember, it is playing!) the CNBC Million Dollar Portfolio Contest:
- Take a look at the seasonal patterns for stocks you are interested in trading or check the daily list of stocks with potential seasonal patterns.
- Are you trading stocks that are correlated? That is silly - you most [...] November 17, 2008 Stock Market Recap
The indices have now given back all of the gains from Thursday’s rally, and then some, in the case of the Nasdaq. So we’re back on the brink of a breakdown beneath the October lows. Like last week’s selloff to these levels, the volume has dried up. Last week I thought that [...] Search and Win Gift Card with Swag Bucks
Swag Bucks is an online portal dedicated to helping you earn digital dollars called “Swag Bucks”, which can be redeemed for exclusive swagbucks.com merchandise. There is a variety of merchandise but gift cards are what I’m most likely to use my Swag Bucks for. You can get a $5 Amazon.com gift card for [...] GetDwn2zero
DebtFreedomFighters
DebtFreebyThree
debt2none
beyondmom
Have No Regrets In Five Years: Advice From Your Future-Self
Market Thoughts, Lower Oil Prices, Etc.
Yahoo: Report Yang To Step Down; New CEO Sought
Ctrip Shrs Tripped Up By Disappointing Outlook
Google Stares Down Facebook In Xmas Party Smackdown
Spansion Sues Samsung; Seeks Import Ban On Many Flash-Based Devices; Shares Shoot Higher
Kodak Sues Samsung, LG For Infringing Camera Patents
Divx Warns On Q4; Sues Yahoo Over Broken Ad Deal
Transmetsa Selling To Novafora for $255.6 Mln
Defaulted loans (Fully paid)
Prosper recently added a new loan status Defaulted (PaidInFull). These loans will be grouped under the Paid loan status instead of defaults. (I think this status encompasses loans that were in the charge-off status but were fully paid).
The nightly update is patched to reflect these changes as of today.
Socialism vs. Statism
George Will lit off a broadside against the Republican party yesterday in his regular newspaper column. It began with the McCain-Palin campaign gambit that had Obama spreading the wealth around:
America can’t have that, exclaimed the Republican ticket while Republicans — whose prescription drug entitlement is the largest expansion of the welfare state since President Lyndon [...] Preparing Your Finances for This Economy
Right now, it is of vital importance to prepare your personal finances for this economy. Preparation is key if you want to get through this relatively unscathed. Two of the main points of concern for many people right now are:
Employment
Debt
Is your job safe?
Today’s announcement that Citi is planning to cut more than 50,000 jobs in [...] Money Saving Tip: Pay Cash for Dental Care
My husband and I are finally breaking down and going to see the dentist. Neither of us has been since just before we were married (and still on our parents’ employers’ plans). So I’ve been trying to figure out what to do. We have our own family plan for health insurance (that I deduct on [...] Supporting Genius: Malcom Gladwell on Late Bloomers
Vanguard?s New Self-Employed 401(k) Plan - Roth Option Included
Vanguard has recently announced the details of their Individual 401(k) plan - otherwise known as Solo 401k or Self-Employed 401k. Although you can’t apply yet it seems, many of us passive investors have been waiting for Vanguard to offer this for a long time.
The Vanguard® Individual 401(k) plan is a retirement plan for [...] Making the Most of Your Checking Account
In the past, we’ve discussed the best online high-yield savings account, covered the basics of certificates of deposit, and even explored the beauty of Roth IRAs. But we’ve never talked about checking accounts.
Many people believe checking accounts are the dinosaurs of the banking world. They’re not extinct yet. In the past few weeks, I’ve received [...] Daily Links: Public Speaking Edition
Thanks to everyone who came to my presentation at the library yesterday. Speaking to an audience isn’t one of my natural strengths, but I had a lot of fun, and I’m eager to improve for the future. Next time: less personal history and more Big Picture! (And far more preparation.)
I also enjoyed the opportunity to [...] Top 10 Things NOT To Do During A Recession
1. Do NOT purchase gift cards
Not a lot needs to be written about this one, with the list of bankrupt chains growing every day, you’d have to like playing Russian roulette to buy any type of gift cards right now.
2. Do NOT prepay for insurance
The insurance industry is under severe strain and while a few [...] Website Review Week: Geezeo.com
I wasn’t sure what to make of Geezeo as it seems to be part blog, part marketplace and part community. Geezeo has a bit of something for everyone I guess but what I found interesting is the public feed community section where people post their spending confessions which makes the site seem a bit like [...] Buying Life Insurance from Your Employer
Consumer Reports discusses the ins and outs of buying life insurance from your employer (over and above what you might get from them for free). In particular, they make this important comment: Advisers warn against having employer-provided insurance serve as... The Ten Happiest Occupations in America
Yahoo lists the 10 happiest occupations in America as follows: 1. Clergy2. Firefighters3. Transportation, ticket, and reservation agents such as travel agents4. Architects5. Special education teachers6. Actors and directors7. Science technicians 8. Miscellaneous mechanical and repairing occupations 9. Industrial engineers... FNBO Direct has the Best Online Savings Account
According to a recent article in Kiplinger’s Personal Finance, the online arm of the First National Bank of Omaha, known as FNBO Direct, offers the best high yield online savings account. Here’s their synopsis:
Earn 3.50% on your FDIC-insured savings at FNBO Direct. You pay just $1 to open an account with no maintenance fees and [...] The End of the 401(k) Match?
As if the recent stock market turmoil hasn’t been enough, here’s a disturbing trend for retirement savers… According to a recent article, General Motors and Frontier Airlines have both stopped matching employee contributions to their 401(k) retirement accounts.
While these companies happen to be in particularly downtrodden industries, and thus might not be a harbinger of [...] Are You a Saver, a Spender, or Somewhere in Between?
I think one of the most fascinating things about reading a book like “The Millionaire Next Door” is the personal descriptions about how people spend their money. As I talk to friends and family, I find the same level of fascination when listening to them describe purchases they’ve made, or are planning on making. What’s [...] Weekly Roundup & Frugal Blog Network
Online Book Tour: My Dream House Musings at Blogher
Online Book Tour: Brady Bunch vs Cosby Family at Chief Family Officer
Midweek Roundup & Frugal Blog Network
An Awful Flight Taught Me Market Lessons
Online Book Tour: Frugal Uniforms Featured at Fabulous Financials
Online Book Tour: Queercents Delivers a Book Review
Online Book Tour: Paid Twice Hosts Depression Era & The Duchess
No-Cost Colleges: Flying Cheap Under the Radar
Online Book Tour: The Simple Dollar Book Review
What Obama Taught Me About Personal Finance
How to Save Money on Energy Bills: Stop the Vampires
11 Tools for Teaching Kids about Money
Online Tour Stop: Girls Just Want to Have Funds
DIY Bulk Shopping: How to Create Volume Discounts
Weekly Roundup & Frugal Blog Network
Please Party with Me in NYC: Book Reading
Online Book Tour: Tight Fisted Miser Book Review
Online Book Tour: Old Clothes Featured at Get Rich Slowly
How to Save Money at the Grocery Store: Bag Rebates
Weekly Roundup & Frugal Blog Network
Online Book Tour: LA-Story Hosts a Frugal DIY Spa
Frugal Fun: Home Movie Day on Oct. 18
RM 11/11/2008
Look out America, here comes Globrix!
List of Elementary School Guides, Workbooks, and Assessment Resources ? ISBN, Used, and List Prices
TRUST
Last week put the biggest hit (about 6%) on HEDGEfolios that I can ever remember. It has been painful to be bullish for the past month and while I wish I had maintained my negativity on the signals, I am doing what I always do by TRUSTING my analytics. Those tools are the same ones [...] Watchlist for November 17, 2008
We’ve got another 2% gap in the making today. QQQQ is already trading under its opening level from last Thursday’s big reversal session. The obvious index levels to watch are Thursday’s intraday lows.
On Today’s Calendar:
nothing
More Calendars: U.S. Earnings | Conf. Calls | Surprises | IPO | Economic
Potential swing trades:
See one of the recent [...] Publix Store Coupons - An Update
Although Publix allows stacking of Store coupons with Manufacturers coupons, there are a couple of things to look out for when you redeem them.
Many (most) of the Publix coupons these days have specific language written on them “Not to be used in conjunction with any other coupon or offer.”
This means that you cannot stack these [...] 6 Biggest Unknowns Facing Investors Today
 BusinessWeek asked stock market experts to identify the biggest unknowns facing investors today. The result was 6 key questions that will have to be answered before the market can return to any sort of upward trend.
1. Will the Market Lows Hold?
Last Thursday November 13th all three major indices fell below critical support intraday (NASDAQ [...] Sneak Peak of the New Investors.com
 Investors.com, home of William O’Neil and Investors Business Daily or IBD is in the process of receiving a complete site overhaul. The new Beta site is now live and available for viewing by the generic public which not only boasts a cleaner layout but also a variety of great tools essential for every investor.
The New [...] Buy, Sell or Hold Hathor Exploration (HAT: TSX-V)
Market Outlook Video - Marquest Asset Management
Analyzing Stock Valuations During Recessions
Reader Poll - How Far Out Are You Planning?
I am not going to start this post with the words “Due to the recent economic downturn…”
I am not going to start this post with the words “Due to the recent economic downturn…”
I am not going to start this post with the words “Due to the recent economic downturn…”
I have already written about my financial [...] Realized Gains Getting Too Big
My account has a weird issue brewing in it. I have very big paper losses, but haven’t done much to realize those losses throughout this year of Hell. I’m still showing a realized gain and have a month and a half to go before I have to dump something for a loss and maybe two [...] New Theme At How I Save Money
Welcome to How I Save Money!
Change is good…..since I need it to do laundry. Okay, seriously Change is good. I have decided to get a new theme for the blog because the old one was a bit boring and cluttered and it was just taken directly from a free theme.
This one is also free [...] Tracking My Finances In November: Day 17
Welcome to How I Save Money and tracking of income and expenses for the month. Please note that I get paid on the last day of the month so my cash flow net effect will usually be negative until the last day of the month.
This does not mean that I am adding to my debt, it [...] Kelly Tracy Memorial Fund Information
Following the tragic death of 16 year old Kelly Tracy at the hands of a drunk driver, a memorial fund has been established to help her family offset funeral expenses.
Kelly was a sophomore at Highland High School in Gilbert, and was a talented musician — participating in both the Marching Band and the Jazz Band. [...] Citibank Rates: Up Up and Away
Berkshire Hathaway Portfolio Holdings as of September 30, 2008
As I noted on Friday, Berkshire Hathaway (BRKa) has issued its third quarter 13F filing. This filing lists the company’s stock holdings as of September 20, 2008. I always enjoying reviewing these Berkshire Hathaway filings because they provide me with a glimpse at what Warren Buffett’s latest investment moves might be. Here are the latest changes.
New Berkshire Hathaway Stocks
The [...] Ten Ways to Improve Your Listening Skills
Burdened by Parents; Thwarted by Banks
A quick back history: In December ‘07, my mom decided to sell her house and move across the country to live with my youngest sister, her husband, and their three children. In mid-January she put her house up for sale and it sold almost immediately. She closed on the house in early March. Since her [...] An Argument Against Automatic Payments
I’m familiar with the arguments for automated bill payments and I understand the appeal. However, I feel there are compelling reasons to NOT make automatic payments. Here we go:
It can, and has, been argued that automatic payments help save time by eliminating the need to physically pay bills and save money by eliminating the risk [...] My Own Job Layoff Story Plus A Job Loss Tracker
I no longer have a job to worry about (today, I’m self-employed and have other problems…), but allow me to share my own job layoff story with you from way back when.
Scary things are beginning to happen around here as the harsh realities of recession begin to hit closer to home.
At this time, I’m [...] Power E*Trade $100 Bonus
This bonus is probably not going to be practical for most of you but I’m including it for those few who might benefit from it. There are a lot of conditions and requirements for this bonus so be sure to read the terms carefully before signing up. I’ve highlighted some of the terms below.
Accounts [...] GM Wants You to Fear its Collapse
Should American taxpayers bail out the automobile industry? Automakers headquartered in the U.S. have failed to make products consumers wanted to buy, whether due to a lack of quality, lack of targeting, or a lack of convincing marketing. Democrats in the Congress want to extend $25 billion of the $700 billion bailout bill [...] News and Blogs: Monday, November 17, 2008
Announcement: As a reminder, I am featuring guest authors next week. If you’re interested, please read my posts by following that link and contact me to discuss a topic. I’ll need all submissions by Friday. Thanks!
Americans are Digging Deep to Save Money. Frugality is the new trend, with a new USA Today poll [...] Goldman Sachs and UBS Executives Will Forgo Bonuses
One of my concerns about the original bailout bill was that the money paid to financial institutions would be used to pay for outsized executive bonuses. While companies must offer outrageous compensation to attract and keep the best executive talent, the market place has forced the price upwards.
That worked well when the financial [...] FNBO Direct Rated Best Online Savings Account By Kiplinger
Kiplinger Magazine picked several banks when naming the best savings and checking accounts for 2008. Here is what they’ve chosen.
Best online savings account: FNBO Direct. I am a fan of FNBO Direct, and I’ve started moving more money into this account thanks to its 3.25% interest yield. It’s not currently the highest, but [...] How to Evaluate Balance Transfer Credit Card Offers
Are you in the market for a balance transfer credit card? If so, there are a number of things that you should ask yourself before selecting an offer. For example…
What’s the introductory rate?
How long does the introductory rate last?
Are there any balance transfer fees?
Does the card have an annual fee?
What happens to the APR after [...] MEMC Slashes Q4 Revenue Guidance On Solar, Chip Woes
Symantec CEO Thompson Retiring; Salem Gets Top Job
Cuban To Fight Insider Trading Charges
SunPower Reportedly Developing 45MW Facility in Calif.; Would Be The Third Largest PV Facility In The U.S.
Nokia: Time For Bottom Fishing In Finland?
What?s Up With Tibco?
Level 3 To Sell Up To $400M Of 15% Notes; Stock Rallies
Qimonda Reportedly In Talks With Saxony On Bailout
MEMC: Collins Stewart Cuts Rating; Poly Prices Crumble
Sun Micro: Cutting Heads Is A Tactic, Not A Strategy
24/7 Day Trading Alerts (BIDU)(DELL)(APWR)(UTHR)
China search engine company Baidu (BIDU) is trading down on heavy volume, perhaps due to competition with Google (GOOG). Details.... A-Power Energy Generation Systems (APWR) diving. Details... United Therapeutics (UTHR) hammered due to disappointing results for one of its treatments. Details... Dell (DELL) falls on analyst downgrade. Details... Douglas A. McIntyre How have these markets impacted your trading?
I get a lot of questions from traders and I answer the vast majority of them here in one fashion or another. Not it’s my turn to ask a question of my own.
How have you handled these markets? Or have they handled you?
I can imagine the sorts of things individual traders have been going through, [...] Trade Idea - Google
Chart courtesy of stockcharts
After a sharp upward move on Thursday, the stock failed to close above the major resistance at $310.30 in volatile trade. Technical indicators remain bearish with MACD momentum moving lower in negative territory and RSI trending lower in negative territory. A close below support at $300 will reconfirm the medium-term downtrend [...] GMail with voice and video
Hello Folks !! We know that Gmail is one of the best webmail out there, but Gmail is not only a simple webmail, because Gmail Team is developing new tools, new gadgets and one of those gadgets is the Google Talk. Well, Gmail brings the possibility to do voice and video chat! During the next [...] My Zopa CD is No More
I received the following email… I had known it was coming: Zopa Shuts Down US Branch
With all of the turbulence in the financial markets these days, we want to let you know that your Zopa CD is as safe and secure as ever. As you know, your Zopa CD was issued by Provident Credit Union. [...] Start Planning For 2009 Now
Is 2008 turning out to be the year you expected? Or has it been a total surprise? After making an end of year review, you can make 2009 a better year by listing your goals, making a plan and starting on that plan now.
Why plan now?
You have better perspective. Plans should be made ahead [...] Seth Godin has built a beard for Kiva.
Wow! Extra Paycheck in 2008
A combination of factors may have many workers receiving an extra paycheck in 2008. This is due largely to 2008 being a leap year and partially due to the fact that January 1st, 2009 is a bank holiday and falls on a Thursday. The leap year means that there will be 53 Tuesdays and Wednesdays [...] Review of Millionaire By Thirty
Douglas Andrew?s book reads like a rejected first draft of Rich Dad, Poor Dad and right off the bat, it?s kitschy premise (ripped right from the above book) falls more than a little flat. In order to illustrate his points, the author relies on his sons and their imaginary friends ? and the discussions [...] Holiday Shopping Techniques To Avoid Breaking the Bank
It is looking like the upcoming holiday season will be gloomy for many families, given the current state of the economy and continued bad news on many financial fronts. While this may not be a time to go all out with gifts, there are holiday shopping techniques that you can use to save money without [...] Are Stocks a Good Investment?
The first step that you need to understand when it comes to determining whether or not stocks are a good investment is to understand how stocks work in general. A share of stock is the smallest unit of ownership possible in a company. Owning a share of a company’s stock essentially makes you a partial [...] Ask The Readers: Evaluating a Gym Membership
A few years back, I had a gym membership. I always wanted a place where I can go and lift some weights do a little treadmiling… you know the stuff that I don’t nearly write often enough over at Lazy Man and Health. When my wife and I moved into my current apartment [...] Friends, Lovers, Partners
Sometimes the way to the American Dream of home ownership is through unconventional circumstances. For example, you may enter into a partnership on a house purchase without the legal rights of marriage. What considerations do you have to watch out for in such an arrangement? How can you assure your rights of ownership in case [...] President-Elect Barack Obama on 60 Minutes
Steve Kroft speaks with President-elect Barack Obama and his wife, Michelle, about his historic election victory, his personal transition, and his family; And, Andy Rooney salutes the art of print journalism.
Watch CBS Videos Online
60 Minutes, 11.16.08 Strain on State Budgets
click for ginormous map
Source:
Facing Deficits, States Get Out Sharper Knives
JENNIFER STEINHAUER
NYT, November 16, 2008
http://www.nytimes.com/2008/11/17/us/17fiscal.html GM Ramps Up Bailout Push
MarketBeat’s David Gaffen and Dow Jones’ Simon Constable discuss whether General Motors will get the bailout it wants and can Treasury Secretary Henry Paulson stay the course with his new bailout strategy? The New Down Escalator
I love the expression of the demon on the right: New Hope for Financial Economics: Interview with Bill Janeway
“NOTHING the Government does will work until they get rid of these nightmares. Letting credit default swaps (”CDS”) redefine insolvency as failure to post collateral means systemically critical counterparties such as Lehman Brothers or Bear are certain to fail once they wobble and, even worse, that there will be NOTHING LEFT for traditional creditors [...] Japan Enters Recession
Analysis by Clifford Bennett, Sonray Capital Chief Economist Aftcasting Recession . . .
Economists are now admitting that we are in a recession in the US, according to National Association for Business Economics (NABE). 96% of their survey respondents said the U.S. is in recession today.
Hey guys — thanks for the news flash! With the S&P down 47%, telling us that the US is in a recession is [...] ?Maverick? Is Called On Insider Trading
WSJ’s Ashby Jones talks about the Securities and Exchange Commission filing (civil) insider trading charges against Mark Cuban, owner of Dallas Mavericks. (Nov. 17) Speaking of the Great Depression . . .
Dan Greenhaus is at the Equity Strategy Group at Miller Tabak + Co. where he covers markets and portfolio theory. He has contributed several chapters to Investing From the Top Down: A Macro Approach to Capital Markets (by Anthony Crescenzi).
This is his most recent commentary:
~~~
S&P 1928-1954
Attached is a chart of the S&P from the [...] Cuban Indicted
WSJ: SEC charges Dallas Mavericks owner and Internet entrepreneur Mark Cuban with insider trading related to sales of Mamma.com, now known as Copernic.
The Securities and Exchange Commission filed insider trading charges against Mark Cuban, the outspoken owner of the Dallas Mavericks, for allegedly dumping shares in Mamma.com upon learning it was raising money in a [...] My 26th Birthday
REI App For The iPhone
Energy Plus sucks
Gold
Consider Year-End Tax Strageties NOW!
I’m made dozens of mistakes learning to invest, and I’m probably not done yet. As the year draws towards the end and Thanksgiving is getting close, I’d like you to consider taking care of your 2008 tax planning strategies a bit early. There are two things I would like to point out that people [...] Micro Cap : USCorp(USCS)
Poll: Are You Noticing Any Cutbacks at Your Job?
With the economy in recession, the stock market down, and companies trying to turn a profit, a lot of employers have started to cut back. For some, it might mean eliminating the company Christmas party, while other companies are making massive layoffs or cutting pay.
I’ve noticed a few things getting cut from our regular company [...] Link Fest
Debt and Corporate Control
Welcome to a new academic year
Links
Google Reader, and other ways to procrastinate
Energy Chart Of The Day
Dow Jones Chart - November 14, 2008
I went back to the beginning of September 2008 and charted the daily price action for the Dow Jones Industrial Average, aka DJIA ($DJI). We’ve seen days over the past two months move more in a single day than the DJIA sometimes moves in an entire year. The odd part is that many of us are [...] Revisiting Bad CVS Customer Service?Part Three
Welcome to How I Save Money!
I usually LOVE going to CVS but there was one time I had a really bad experience with a cashier. This is a series of reposts about that original experience.
How Much To Refund?
The manager tells her she needs to give me the coupons back (that is what I said [...] New Theme
Welcome to How I Save Money!
You guys and gals might be wondering if you are on the same site….since I have a new theme. We are still working on it but please feel free to let me know what you think so far.
I have someone working on customizing this theme for me because the old [...] No Punch Line Needed
The president of the United Auto Workers union said the dire financial troubles of the three U.S. auto makers is the result this year’s spike in gasoline prices and the meltdown on Wall Street, not missteps by management or high labor costs.
“This industry is in a crisis situation not of its own making,” Ron Gettelfinger [...] Tip #10: Use the free rewards from your credit card, car insurance, and workplace
This is tip #10 of the Save $1,000 in 30 Days Challenge.
Today’s tip is to use the perks offered by your car insurance, credit card, and even your job — the ones most people ignore.
Think about the places you belong to as a member: your credit card, auto insurance, Costco, or your job. Each of [...] Move to a rural area
Want a great money saving tip? Move to a rural area. I knew when we moved that it would save us money, but honestly it seems to be saving us more than I anticipated as we’ve had some unexpected savings. Here are just a few of the savings we’ve encountered so far:
Lower gas prices - [...] Crazy Dreams About? Stock Market Charts
I feel silly for sharing, but I’m okay with my silliness.
I had a dream the other day… about the stock market.
Thanks to the wonders of Twitter, I was able to capture it. Not immediately, but nearly.
"Weird. Had (my first?) stock dream. Dreamed we went from Dow 8000 to Dow 7000 to Dow 8000 in [...] INTC: Look Ahead to December 2008 Results
A Last Look at The Third Quarter
Stock Analysis: Canadian National Railway Company (NYSE:CNI) A Value Buy, But Not a Dividend Buy
On Savings Account Strategies, Weight Loss and Healthy Recipes!
As we face tighter budget restrictions in my family, we’re doing our best to conserve and cut our costs even further. Around us, we’re noticing the strains of the economic slowdown around our general neighborhood. I’ll talk more about this in detail at a later time, but for now, I can only tell [...] $$: Charity plus Gas Receipts
Church — $50.00
It’s been a while since I made an offering at church so I wrote a larger-than-usual check this morning.
Plus, The Daughter finally turned in three old gas receipts:
Safeway — $28.56 (she pumped 10.313 gallons @ $2.769/gallon) on 10/21/08
Farm Crest — $21.57 (she pumped 10.278 gallons @ $2.099/gallon) on 11/11/08
Western Convenience — $20.54 (she [...] creative visualization versus buddhism
In the early days of this blog, when I was still using Google’s blogger service, I wrote this article. I think about 10 people read it. So take a quick read and see if it’s worth reading, or whether I should’ve left it buried…
Probably like a lot of other self-improvement junkies I have always been [...] You Ask, I Answer
Great questions! Thanks for asking. Now it’s my turn, and I’ll do my best to answer.
Emily asked “Kelly, what is your favorite uber-frugal recipe?” I’m glad she asked because I just posted about it on Almost Frugal Food! My favorite frugal meal is beans and rice, specifically black beans and rice. I love it for [...]
No related posts. Lessons From a 3rd World Country
If this is your first time here, You may want to subscribe to ADJ via RSS. If you are reading this page via RSS reader, you can visit the main page here -Canada’s Personal Finance Blog
My recent trip to a 3rd world country was quiet fascinating. It gave me a chance to compare some socio-economic [...] Take Control of Your Finances Part 3: Spend Less Than You Earn
This should come as no surprise to Consumerism Commentary readers or anyone who has spent time reading anything relating to basic money management advice. Once you’ve decided to improve your financial condition and spent some time tracking your spending, you may have come to the conclusion that your situation declines each month because you’re allowing [...] How Your Small Businesses Can Survive a Recession
Being in the Silicon Valley during the current economic crisis has been interesting. It has been especially insightful to compare the “Dot Com” crash 8 years ago to the current crisis and to see how the crashes have effected businesses differently.
I was surprised to realize that many businesses, especially in the tech sector, learned [...] Media Digest 11/17/2008 Reuters, WSJ, New York Times, FT, Bloomberg.
According to Reuters, Japan has fallen into a recession. Reuters writes that the top seven executives at Goldman Sachs (GS) will take no bonuses. Reuters reports that a poll showed that many American believe that the government should not bail out the car companies. TradingGoddess said: $GOOG Congrats to Tiancheng Lou of China! http://is.gd/7P4x
TradingGoddess said: $GOOG Congrats to Tiancheng Lou of China! http://is.gd/7P4x Thoughts on the Srebrenica Massacre in Bosnia
In 2004, the International Criminal Tribunal ruled unanimously that the Srebrenica massacre in Bosnia in 1995 was genocide.
I visited Srebrenica last week. I put together a video with a little history, photographs, and an interview with a Kiva Borrower whose husband was killed in the war and whose life has never fully recovered. I hate to [...] Getting Started in Peru
I have been in Peru for two weeks now, but I have been struggling to blog about my experience so far. I?ve been waiting for a remarkable moving microfinance success story to share, or some powerful insight into the people of Peru or an individual that I have met that I can write about. Unfortunately [...] Managing Your Finances and Your Future
One of the hardest things for many of us to do is to manage our finances properly. It can be hard if you?ve had no training and you?re used to just spending freely, whenever you want. There are thousands of people out there that can?t balance their checkbooks let alone plan for their future, but [...] Weekend Personal Finance Links (sore muscle edition)
My wife persuaded me to go her gym’s Body Pump class yesterday. Not only was my ego hurt by the women doing heavier weights more times than me, but even my finger muscles hurt. That being the case, I’m going to cut right to the chase and get you the links.
From The Money [...] The Economy Gets a Margin Call
The Economy Gets a Margin Call
November 15, 2008
By John Mauldin
The Economy Gets a Margin Call
Where Have All the Consumers Gone?
Why Is the Dollar Rising?
Can We Actually Muddle Through?
The Potential for a Large Stock Market Rally
Is GM too Big to Let Fail?
New York, Moving, and Another One Leaves the Nest
As long-time readers know, my daughter Tiffani [...] Ace Greenberg on Charlie Rose (2004, 2008)
Fascinating pair of discussions with the former head of Bear:
10/22/2008:
01/02/2004 Phil Gramm: A Deregulator Unswayed
?Some people look at subprime lending and see evil. I look at subprime lending and I see the American dream in action. My mother lived it as a result of a finance company making a mortgage loan that a bank would not make.?
-former United States senator Phil Gramm
>
There was a fascinating Sunday NYT article on [...] Global Warming? What Evidence Do You Have?
I’m no expert, but a century worth of data shows the change in global temperatures:
>
Global Annual Mean Surface Air Temperature Change
Source: NASA
~~~
Global Air Temperature
Source: Climatic Research Unit : Information sheets
~~~
Global Temperatures of the Last Five Centuries
Source: NOAA Paleoclimatology Program
~~~
Global Glacier Thickness Change
Source: The National Snow and Ice Data Center, Cryospheric Research Since 1976 University of [...] Paulson Defends the TARP
Look Ahead: Asia and Japan?s Economy
Japan may show some slim economic growth for the third quarter, but that doesn’t mean it’s doing well. Also, watch for earnings from Tokio Marine and Macquarie Group. Michael Kitchen reports
(see also Thailand and the crisis)
11/14/2008 Open Thread
Ok, we have a brand new week acomin’:
The cost of living in the U.S. likely tumbled in October, Goldman senior management ain’t takin’ no bonuses, GM is anglin’ for a bailout, the G20 meeting was a big fat nothing done, Japan’s economy slipped into recession (again) and Oil fell to $55.
So, whats on your collective [...] Dilbert on Investing
A instant classic: Practice, Passion, and Patience: The Secrets to Successful Blogs
In his new book, Blog Blazers, Stephane Grenier interviews 40 prominent bloggers about their secrets to creating successful — and profitable — blogs. Some of those who participated include:
Asha Dornfest from Parent Hacks
Jessamyn from librarian.net
Penelope Trunk from Brazen Careerist
Ramit from I Will Teach You to Be Rich
Trent from The Simple Dollar
Steve from Micro Persuasion
The ever-popular [...] Website Review Week: PocketSmith.com
I received a request to review PocketSmith.com and I decided to give it a whirl. I’ve logged on a few times and looked around the website and I came away with two major themes: High potential and very beta.
First, the site is very aesthetically pleasing and I found the color schemes agreeable, smooth and functional. [...] Special Update
FBN Roundup- One Week Left Edition
I only have one week left of classes for the semester. I am so ready for law school to be over. Here are some of my favorite posts from the Frugal Blog Network and beyond this week.
Almost Frugal has a post about losing weight as a money saver. Saving money should give me incentive [...] EPIC Insights Weekly, 3rd Edition
Sean Hannon CFA, CFP who is the founder of EPIC Advisors, LLC and also a weekly contributor for StockTradingToGo has released his third edition of EPIC Insights Weekly. Setup as a weekly newsletter on Sundays it is currently free and exclusively available for download here on the site.
We will be releasing a link to download [...] The "Big Fat Ugly" sandwich
Geez: It consists of of two rolls, four cheeseburgers, a double cheesesteak, a chicken cheesesteak, gyro meat, grilled chicken, bacon, sausage, mozzarella sticks, chicken fingers, chicken nuggets, mac n cheese bites, fried mushrooms, jalapeño poppers, pizza bites, onion rings, hash... Ohio CollegeAdvantage 529 Plan $25 Bonus
Jonathan at My Money Blog has referrals available for the Ohio CollegeAdvantage 529 plan $25 refer a friend bonus. You just have to open an account and deposit at least $25 by December 15, 2008. You can be a resident of any state, and there are no application or annual fees. Read his post [...] Real Homes of Genius: Culver City 969 Square Feet Dreaming. When Prime Real Estate gets tough, the tough get West Los Angeles.
Culver City is considered an upper-middle class city here in Los Angeles County. For a very long time, it would seem that the West Los Angeles region was somehow immune to the rules and economic laws that impacted the entire country. This is not the case. It may have taken a longer time [...]
Related Posts:
?Real Homes of Genius: Today we Salute you Santa Monica. 929 Square Feet for $969,000. And You Thought the Bubble was Over.
?Real Homes of Genius: Today we Salute you Westminster. $500,000 for 886 Square Feet of Orange County Goodness.
?Rent versus Buying: Should you Buy With Housing Prices Crashing? Culver City Case Example: Reasons to Wait Another Year.
?Real Homes of Genius: Today we Salute You East Los Angeles. $395,000 for 780 Square Feet.
?Real Homes of Genius: Culver City Pricing Dysfunction! Prices all Over the 405. ManFmNantucket said: @fredwilson ninth expresso! IM only on third. hi to howard. PS short $GOOG
ManFmNantucket said: @fredwilson ninth expresso! IM only on third. hi to howard. PS short $GOOG Sunday Money Madness - Veterans Day Edition
It’s a little late coming, since Veterans Day is celebrated on November 11th, but I wanted to take a moment and give thanks to all the Veterans out there whose bravery and courage have kept us safe and protected.
Frugal | Money Saving Tips:
Am I Frugal? How I Balance My Efforts [...] The Difference Between Good Debt and Bad Debt
When you see the word debt, undoubtedly the first thing that pops into your mind is a credit car bill or a car payment. For many, debt means a mortgage or other high dollar expenditures. However, there are two main forms of debt and they are very different from one another. You cannot paint them [...] Laffer: U.S. Automakers Are ?Never Going to Make It?
Arthur Laffer, chairman of Laffer Associates, talks with Bloomberg’s Tom Keene from Nashville, Tennessee, about U.S. fiscal policy, the performance of Federal Reserve Chairman Ben S. Bernanke and proposed federal aid for the country’s automakers.
iTunes Bloomberg Podcast Trading the Big Picture: A Conversation with Barry Ritholtz
To most traders and investors, Barry Ritholtz is the voice of The Big Picture, one of the more popular financial blogs on the Internet. Now hosted at ritholtz.com, The Big Picture was one of the more prominent financial must-reads for traders and active investors during the second half of the Bush years. Some [...] Trading Markets Interview
I did a fairly comprehensive interview with the guys over at TradingMarkets.com. We discussed a lot of issues not usually covered in most interviews — quant analysis, probablity theory, uncertainty as the standard condition regarding the future.
Some of you might find it kinda interesting:
Trading the Big Picture: A Conversation with Barry Ritholtz
David Penn
Check out our [...] Impact of TARP on Credit Cards
In-Depth Look: Impact of TARP on Credit Cards G20 Summit Leaders endorse goals
President Bush says summit leaders have agreed to a number of terms to coordinate and modernize their financial systems in the hopes of keeping the global economic crisis from getting worse.
G20 Summit Leaders Endorse Goals Words from the (investment) Wise
Words from the (investment) wise for the week that was (November 10 ? 16, 2008)
The Oxford Dictionary defines ?volatility? as ?liable to change rapidly and unpredictably, especially for the worse?. It’s not as if investors do not know this by now, as global stock markets were again subjected to extreme fluctuations during the past week.
The [...] Personal Bankruptcy Rising
Front page NYT article on the increasing number of personal bankruptcy filings:
The number of personal bankruptcy filings jumped nearly 8 percent in October from September, after marching steadily upward for the last two years, said Mike Bickford, president of Automated Access to Court Electronic Records, a bankruptcy data and management company.
Filings totaled 108,595, surpassing 100,000 [...] CA Residents: $50 Gift Card For ScholarShare 529 Plan
Here is another 529 account bonus, but only open to California residents. If you open a California ScholarShare 529 College Savings Plan today and sign up for automatic investing of at least $50 per month on the account, and you’ll receive a $50 Target GiftCard.
From the fine print:
To receive a $50.00 [...] Back to Basics: Reduce your debt
Being in debt simply means that at one point you borrowed money to fund some purchase, and are now paying it back over time. (For the purpose of this post, I’m not going to lump in “profitable” or “good” debt that is used to make money reliably for the borrower through some other vehicle.) The [...] Wow, even the CNBC anchors are angry about the financial crisis
More online scams ?
Actually, not more, but the same … this time of YouTube.
BTW: This ‘top secret magic code’ that the product will tell you about if you are stupid enough to buy it is none other than Google’s Adsense!
How do I know … well, d’uh … common sense.
PS if it’s NOT Google Adsense (or Adwords) send me [...] Weekly Links: Carnivals & Articles - November 16, 2008
$$: Beef, Cupcakes, and Gas
Still sick. Sick of being sick.
The Husband’s special-needs son is about to turn 41. We celebrated tonight because he joins us for dinner every Saturday. He loves meatloaf — but I had no ground beef. I did have leftover Twice-Baked Potatoes from last night and broccoli I purchased yesterday.
Whole Foods — $9.11
2+ # of 91% [...] First View
Clockwise from top left
1. A panoramic, spectacular 10,000 square-kilometre view of Georgian Bay including Collingwood, Wasaga Beach, Christian Island, Horseshoe Hills, and the Penetanguishene Peninsula. 2. A panoramic, spectacular view of Collingwood, Wasaga Beach, and Nottawasaga Bay. 3. On a summer day, outside is hot and humid, but here it’s cool. You [...] Why the Markets Won?t Get Better Anytime Soon
Nobody can really determine how long it will take for the markets to completely reverse; however, the consensus is that we have a long way to go. Just how bad can it really be? Roundup: The Economy and Holiday Shopping
Another edition of Credit Karma’s roundup is ready for reading. Below you’ll find links to blog and news articles on the economy, credit scores, credit cards, debt, and Credit Karma. Thrown in are some links for Holiday shopping for those loo |
