I am supposed to get my salary review and news about any “bonus” I may receive tomorrow. For some reason I feel that this weekend will be a little depressing. On the positive side, I still have my job! That is – if the salary review doesn’t turn into a termination…

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So, the FTC is all hot and bothered about bloggers promoting things on their sites.
You might say, “Oh, the whole PayPerPost deal – I don’t do that, so it does not matter to me.”
FAIL – Do you have ANY affiliate links on your blog or site? Then the FTC wants that disclosed:
But it’s not [...]

[Billing Code: 6750-01S]
FEDERAL TRADE COMMISSION
16 C.F.R. Part 255
Guides Concerning the Use of
Endorsements and Testimonials in Advertising
AGENCY: Federal Trade Commission.
ACTION: Notice of proposed changes to Guides. Request for public comments.
SUMMARY: The Federal Trade Commission (“FTC” or “Commission”) is seeking public
comment on proposed revisions to its Guides Concerning the Use of Endorsements and
Testimonials in Advertising (“the Guides”).
DATES: [...]

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Don’t use Google’s GMail for important stuff – like your business. GMail is a free service. GMail is in BETA. GMail is wonderful, but as with all tools it is not always the appropriate tool. Get a reliable email service that is unrelated to GMail or Google. Google is redefining [...]

There are a lot of new webmasters – and even some more experienced ones – who constantly want to “debate” using pay-per-click (PPC) versus search engine optimization (SEO) for web site promotion.
Which is better?
Okay, ask a carpenter the same question about a hammer and a saw. Which is better? I will [...]

The markets are crazy insane again today. They don’t have the same doom and gloom feeling as Monday’s toppling, but it is a negative market – Dow is down about 350 five minutes before the closing bell.
The future of the economy in the US, as well as the rest of the world, is dependent [...]

Although it may sometimes seem like a lot of work, doing the math and finding out the true financial state of a business for sale can often mean the difference between selecting a successful business, or one that will simply drain you of all your money. If you are in the market to purchase any [...]

I think the answer has already been made clear. But, the Hubdub market is a bit behind:
Will AIG still be a publicly traded company on October 1?
Make a killing by betting your Hubdub bucks:

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what is this?
My Prediction

Will AIG still be a [...]

BREAKING NEWS – Reports are flooding the news wires that the formerly Capitalist economic model enjoyed by US citizens for hundreds of years (minus the period when the second Roosevelt inhabited the White House) has been replaced in the last several weeks by Communism. An insidious plot has been uncovered whereas former Soviet eastern [...]

The company I work at is going through some serious growing pains, which in turn is making many people uncomfortable with the environment. So, there seems to be a good deal of attrition – voluntary attrition. I was talking to someone this morning who is leaving and we started talking about LinkedIn, the [...]

The avoidance of taxes is the only intellectual pursuit that carries any reward. – John Maynard Keynes, an economist of some stature (although, I am a supply-sider).
Avoidance of taxes is relatively strong wording, so let’s call it optimizing your financial position in relationship to the government’s revenue requirements. As an individual, you want [...]

When PayPal was in its formative stages, I was battling the process of getting a merchant account that would allow me to accept credit cards on my website. Holy mother of a wildebeest – that was a painful experience and since then when people ask about the ease of using PayPal to accept payments [...]

Image via WikipediaSituated off the western coast of Africa, the Canary Islands are a unique travel destination often ignored by most American tourists. A curious location for an island that is governed by Spain, it is a major destination for Europeans venturing into the tropical waters to enjoy scuba diving. The islands were [...]

No different than at the personal level, first impressions are very important in business. Often, the first impression can end up being the only impression. Communicating professionalism without overly restricting your creativity is an important balancing act. It is tough enough to capture a customer’s attention, but the moment that you have [...]

If you have a million dollar business that you wanted to sell, would you use EBay to put it on the market? Well, you certainly could and there have been some well publicized deals where people used EBay as their “broker.” But the role of a broker isn’t simply to connect buyers and [...]

I was pretty lucky as a high school student to be involved in a cooperative education program with IBM. The Co-op program was highly structured and made it easy for the students to find something that was educational and productive for the employer. When I went to college after the military, the same [...]

Zopa just launched its US operation this week. I set up an account over there and will be trying for another P2P loan.

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I struck out with Prosper this morning on a loan to replace an AC unit (not a problem now, it is a wonderful 70 degrees today!). On a recommendation, I took a look at the LendingClub. Well, the LendingClub hardly let me in the door. They pretty much took a cursory look [...]

Automation is a wonderful thing – increased productivity is the lubricant for the American economy. Information about anything and everything is now more accessible than it has ever been. Information on pricing, like life insurance quotes, has been a huge boon to the consumer. Think about what it was like 20-30 years [...]

Well, LendingClub is the new guy on the block for peer to peer lending. I went over and tried to apply for a loan there, but got the following message:

We’re sorry, but based on your credit score, loan amount, Debt-to-Income (DTI) ratio, and/or your state’s maximum borrowing rate, we are unable to list your [...]

Some good action on the Prosper loan. Several people have offered up some cash to help fund the loan for my air conditioner and have pushed the loan to about 14 percent funded with only eleven hours to go.
Okay – for those big lenders at Prosper – let me remind you about the Double [...]

Groan. No new action on my air conditioning loan.Well, I still am hoping for the best, but expecting the worst. The good news is that the temperature has finally dropped below 80 during the days as we progress into the Fall season. That is great, then I can chill out and wait [...]

No matter how many multi-national conglomerate corporations appear around the world, those in the know understand that it is the small business owner that truly drives the economies of the world. For instance, in the US small businesses increased employment over 44,000 from July to August of this year – when in the same [...]

Prosper – the person-to-person lending site – broke new ground in helping individuals find ways to get loans and investors to get a bit higher return on their money. I am having a bit of trouble getting a loan funded on Prosper, but I am amazed at the resources that have been created to [...]

Let’s make this interesting. I have a loan listing on Prosper. It is capped at 11% because of a state cap in Virginia. 11% is not competitive, so there is a high probability that the loan will NOT be funded. How can we get this funded? How about a double [...]