Wow – the last day of the Prosper Loan funding was extraordinary! In the middle of the night a $10K bid came in that pushed the listing to 86% funded. After that it pretty much funded within a matter of hours and several hours after that the interest rate began to fall to where it ended at 18.5% – a major improvement over my original listing rate of 25%.

This would not have been possible without the excellent leadership of RateLadder as my group leader. If you are looking for a group to join and need someone to help you create a successful listing, join RateLadder’s group on Prosper.

I also have to give a great deal of credit to P2P-Loans for helping out with an excellent analysis of my Prosper Listing.

Both P2P-Loans and RateLadder bid on the loan and their bids won. I also got bids from a Prosper Lending blog and Lazy Man and Money. If any other bidders have blogs that they want me to link to – just leave me a comment. I think I captured all the bidders that identified themselves in comments.

Thanks again everyone – now it is all on me to leverage this good luck and get rid of the rest of my debt. This will certainly make it much easier!